Gravity Financial
Accredited Across 40+ Australian Institutions

Our Lending Panel.
Major Banks, Regional Lenders & Specialist Funds.

We don’t work for a single bank — we work for you. We compare rates, credit policies, and assessment turnarounds across Australia’s premier institutions to secure your loan.

Showing 40 Accredited InstitutionsBest Interest Rates Focus
CBA
Major Bank

Commonwealth Bank

Australia's largest residential lender

ANZ
Major Bank

ANZ Bank

Competitive expat & business policies

NAB
Major Bank

National Australia Bank

Leading commercial & investment products

WBC
Major Bank

Westpac

Strong first home & family guarantee options

MQG
Regional Bank

Macquarie Bank

Fast turnarounds & market-leading tech

BW
Regional Bank

Bankwest

Digital-first offset accounts

ING
Regional Bank

ING Australia

Award-winning low variable rates

SUN
Regional Bank

Suncorp Bank

Flexible property investor niches

BOQ
Regional Bank

Bank of Queensland

Personalized specialist banker support

AMP
Regional Bank

AMP Bank

Specialist master facility structures

STG
Regional Bank

St. George Bank

Great family pledge options

BOM
Regional Bank

Bank of Melbourne

Victorian property finance specialist

BSA
Regional Bank

BankSA

South Australian property lending leader

BEN
Regional Bank

Bendigo Bank

Community-aligned banking & competitive rates

ME
Regional Bank

ME Bank

Straightforward low-cost residential loans

ADE
Regional Bank

Adelaide Bank

Broker-focused efficient processing

HSBC
Regional Bank

HSBC Australia

Global banking & foreign income support

CITI
Regional Bank

Citi / NAB

High-net-worth borrowing facilities

RES
Non-Bank Specialist

Resimac

Flexible alt-doc & self-employed lending

LIB
Non-Bank Specialist

Liberty Financial

Customized solutions for complex credit

PPR
Non-Bank Specialist

Pepper Money

Real-life lending & flexible income assessments

LTF
Non-Bank Specialist

La Trobe Financial

Australia's premier credit asset manager

FMC
Non-Bank Specialist

Firstmac

Sharp wholesale non-bank variable rates

RZ
Non-Bank Specialist

RedZed

Dedicated funding for the self-employed

BLU
Non-Bank Specialist

Bluestone Home Loans

Specialist credit & fast approvals

TTK
Non-Bank Specialist

Thinktank

Specialist commercial & SMSF property lending

BYD
Mutual & Credit Union

Beyond Bank

Customer-owned B-Corp financial institution

TMBL
Mutual & Credit Union

Teachers Mutual Bank

Essential worker benefits & ethical banking

GSB
Mutual & Credit Union

Great Southern Bank

Dedicated first home buyer programs

PFB
Mutual & Credit Union

People First Bank

Member-owned national network

NPB
Mutual & Credit Union

Newcastle Permanent

Trusted regional mortgage specialist

ABA
Regional Bank

Auswide Bank

Bespoke residential solutions

VM
Regional Bank

Virgin Money

Rewards-linked home loans & low fees

MYS
Regional Bank

MyState Bank

Competitive fixed & variable offerings

LAT
Non-Bank Specialist

Latitude Financial

Personal loans & quick asset facilities

HRL
Non-Bank Specialist

Heartland Finance

Reverse mortgage & seniors equity release

JUD
Non-Bank Specialist

Judo Bank

Relationship-led SME & business banking

PLN
Non-Bank Specialist

Plenti

Fast digital car & green energy loans

M3
Non-Bank Specialist

Money3

Specialist automotive & equipment finance

MTR
Non-Bank Specialist

Metro Finance

Commercial auto & equipment specialist

STRATEGIC ADVANTAGE

Why Having 40+ Lenders Gives You the Edge

Every bank calculates your maximum borrowing power and interest rate differently. A policy that gets rejected at one bank can be easily approved at another.

Borrowing Power Variations

Depending on how lenders treat bonuses, overtime, trust distributions, and rental income, your borrowing limit can vary by over $150,000 between different institutions.

Niche Policy Waivers

Medical professionals, lawyers, and accountants can access zero Lenders Mortgage Insurance (LMI) waivers up to 90% or 95% LVR with select institutional policies.

Turnaround Speed

When you have an auction date or tight cooling-off deadline, we direct your file to lenders with fast 24-to-48 hour service level agreements (SLAs).

Find the Best Lender for Your Situation

Let our Sydney mortgage brokers compare all 40+ banks on your behalf. We manage the application from start to finish as a value added service.