Car & Equipment Asset Finance
From luxury passenger vehicles and commercial fleet cars to yellow goods, medical equipment, and IT infrastructure — we secure competitive asset finance structures tailored to your cash flow and tax position.
Key Strategic Advantages
How our accredited credit advisors structure this finance to protect your wealth and cash flow.
Rapid 24-48 Hour Approvals
Get approved quickly so you can take delivery of vehicles and equipment without business disruption.
Tax-Effective Chattel Mortgages
Claim immediate GST credits and instant asset write-off depreciation where eligible.
Preserve Working Capital
100% finance options with no upfront deposit required, keeping your operating cash liquid.
Flexible Balloon / Residual Options
Tailor monthly repayments to your budget with customizable end-of-term balloon structures.
Calculate Your Asset & Vehicle Finance Numbers
Test scenarios using real-time Australian lending criteria.
The Asset & Vehicle Finance Approval Process
Asset Quotation & Invoice
Provide details of the vehicle or machinery you wish to acquire.
Structure Selection
We choose the optimal financing structure (Chattel Mortgage, Lease, or Loan).
Express Approval
We submit to our specialist asset lenders for rapid automated credit decisioning.
Delivery & Payout
Funds are transferred directly to the dealer or vendor for immediate asset handover.
Asset & Vehicle Finance Frequently Asked Questions
Does using Gravity Financial cost me anything?
No. Our complete mortgage advisory, comparison, packaging, and loan management is provided as a value added service with $0 out-of-pocket broker fee. We are remunerated directly by the chosen lender upon successful settlement of your loan. Lenders cannot charge you a higher interest rate or fee for going through a broker — in fact, we often negotiate exclusive broker-only discounts and cashback rebates.